38661 ZIP Code — Red Banks, MS

Marshall County, Mississippi

ZIP code 38661 is located in Red Banks, Mississippi, within Marshall County. It covers approximately 30.25 square miles and serves a population of 1,492 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38661

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $183,800. Owner-occupancy is high at 96%, well above the national average.

Median household income is $47,278. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 32%.

Overall, ZIP code 38661 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,492

population

30.25

sq mi land

Standard

ZIP type

Central (CT)

timezone

38661 ZIP code map

Cities in ZIP code 38661

Below are the cities the US Postal Service accepts for ZIP code 38661. Using any city not on this list may result in mail delivery delays.

City	Status
Red Banks	Acceptable
Red Banks	Preferred

Nearby ZIP codes

38611 Byhalia (7.1 mi) 38635 Holly Springs (8.7 mi) 38066 Rossville (13.2 mi) 38642 Lamar (13.4 mi) 38654 Olive Branch (14.6 mi) 38017 Collierville (14.7 mi) 38125 Memphis (15.6 mi) 38057 Moscow (17.1 mi) 38139 Germantown (17.3 mi) 38139 Germantown (17.3 mi) 38138 Germantown (18.7 mi) 38138 Germantown (18.7 mi)

Demographics updated 06/2026

Population
Total population	1,492
Population density	49 / sq mi
State FIPS	28
County FIPS	093

Geography
Land area	30.25 sq mi
Water area	0.02 sq mi
Latitude	34.8952
Longitude	-89.5561
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.6%	54.0%	52.9%
$50k – $100k	36.0%	27.6%	28.4%
$100k – $200k	11.6%	15.2%	15.3%
Over $200k	1.9%	3.2%	3.4%

Demographics & statistics

1,492

Population

People per sq mi

70.5

Median age

$47,278

Median household income

$23,214

Per capita income

$183,800

Median home value

Median monthly rent

96.3%

Home ownership

12.0%

Poverty rate

0.6%

Unemployment

764

Housing units

11.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

25–34

35–44

45–54

105

55–59

60–64

222

65–74

250

149

75–84

168

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	145	9.7%
18 and over	1,347	90.3%
65 and over	800	53.6%
Median age	70.5 years

Race & ethnicity

White 57.2%

Black or African American 41%

Hispanic or Latino 0.9%

Other race 0.9%

Group	Count	%
White	861	57.2%
Black or African American	617	41%
Hispanic or Latino	14	0.9%
Other race	14	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.6%	54.0%	52.9%
$50k – $100k	36.0%	27.6%	28.4%
$100k – $200k	11.6%	15.2%	15.3%
Over $200k	1.9%	3.2%	3.4%

Under $10k 14.6%

$15k–$25k 5.9%

$25k–$35k 7.8%

$35k–$50k 22.3%

$50k–$75k 39.5%

$75k–$100k 6.5%

$100k–$150k 2.2%

$200k+ 1.3%

Range	% of households
Under $10k	14.6%
$15k–$25k	5.9%
$25k–$35k	7.8%
$35k–$50k	22.3%
$50k–$75k	39.5%
$75k–$100k	6.5%
$100k–$150k	2.2%
$200k+	1.3%
Median income	$47,278

Housing

Home values

$50k–$100k 31.4%

$100k–$150k 8.2%

$150k–$200k 29.5%

$200k–$300k 13.9%

$300k–$500k 9.0%

$500k–$1M 7.9%

Housing overview

Metric	Value
Median home value	$183,800
Median rent / month	$0
Owner occupied	96.3%
Renter occupied	3.7%
Vacant	12.2%
Single-family detached	87.7%
Large apartment buildings	0.0%
Mobile homes	12.3%
Median rooms	6.6
Avg household size (owned)	2.13

Year built

Era	%
2020 or later	1.5%
2010–2019	2.7%
2000–2009	37.7%
1990–1999	0.0%
1980–1989	18.0%
1970–1979	22.2%
1960–1969	4.3%
1950–1959	5.9%
1940–1949	0.0%
1939 or earlier	7.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.1%
2 bedrooms	16.6%
3 bedrooms	61.6%
4 bedrooms	13.5%
5+ bedrooms	1.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	16.3%
2 vehicles	55.8%
3 or more	24.9%

Heating fuel

Fuel type	%
Utility gas	1.6%
Electricity	25.9%
Propane / LP gas	66.9%
Wood	5.6%

Households & families

Household type	Count	%
Married-couple family	492	70.9%
Cohabiting couple	0	0.0%
Male householder, no spouse	60	8.6%
Female householder, no spouse	142	20.5%
Households with children under 18	111	16.0%
Households with seniors (65+)	442	63.7%
Average household size	2.15

Marital status

Status	Male	Female
Never married	7.2%	2.7%
Married	87.1%	82.4%
Separated	2.2%	0.0%
Widowed	0.0%	6.9%
Divorced	3.6%	7.9%

Education

Less than 9th grade 5.0%

Some HS, no diploma 4.9%

HS graduate 27.5%

Some college, no degree 43.2%

Associate's degree 7.9%

Bachelor's degree 8.7%

Graduate / professional 2.7%

Metric	%
HS diploma or higher	90.1%
Bachelor's or higher	11.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	8	5.0%
Elementary school	85	52.8%
High school	0	0.0%
College / grad school	68	42.2%

Employment

Industry of employment

Transportation & utilities 24.5%

Education & healthcare 19.0%

Construction 12.0%

Wholesale trade 12.0%

Professional & management 11.4%

Information 8.7%

Retail trade 4.7%

Public administration 4.1%

Other services 3.8%

Occupation

Category	%
Management, business & arts	39.1%
Service	0.0%
Sales & office	24.8%
Natural resources & construction	27.4%
Production & transportation	8.7%

Employment type

Type	%
Private sector	88.6%
Government	7.6%
Self-employed	3.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	95.9%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	4.1%
Other means	0.0%
Avg commute (minutes)	37.8

Poverty

All people 12.0%

Under 18 years 0.0%

18 and over 13.3%

Married-couple families 11.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	57.5%
Retirement income	32.4%
Supplemental Security	23.9%
Cash public assistance	0.0%
Food stamps / SNAP	2.0%

Health indicators

Condition	%
Obesity	40.2%
High blood pressure	43.4%
High cholesterol	36.6%
Diabetes	12.9%
Heart disease	7.3%
Stroke	4.0%
Asthma	9.7%
Arthritis	29.7%
Kidney disease	3.3%
Pulmonary disease	7.8%
Cancer	6.4%

Behavior / access	%
Smoking	20.6%
Binge drinking	14.6%
No physical activity	28.6%
Less than 7 hrs sleep	34.4%
Depression	20.6%
Fair or poor health	19.9%
Poor mental health	14.6%
Poor physical health	11.2%
No health insurance	19.2%
Visited doctor (checkup)	77.4%
Visited dentist	52.1%
Cholesterol screening	89.7%
Teeth loss	18.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	85	6.3%

Disability	%
Any disability	31.6%
Under 18	24.1%
18–64 years	23.4%
65 and over	38.6%

Health insurance coverage

Type	%
Private insurance	62.6%
Public insurance	63.5%
No insurance	5.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,440	96.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,490	99.9%
Born in same state	1,490	99.9%
Born in different state	521	34.9%
Foreign born	0	0.0%
Naturalized citizen	2	0.1%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	223	14.9%
French	191	12.8%

Ancestry	Count	%
Italian	76	5.1%

Technology access

Metric	% of households
Computer access	46.5%
Internet access	88.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38661

What city is ZIP code 38661 in?

ZIP code 38661 is primarily assigned to Red Banks, Mississippi.

What county is ZIP code 38661 in?

ZIP code 38661 falls within Marshall County, Mississippi.

Does ZIP code 38661 have an older population?

54% of residents in ZIP code 38661 are 65 or older, above the national average of ~17%.

Does ZIP code 38661 have a large retiree population?

58% of households in ZIP code 38661 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 38661 mostly owner-occupied?

96% of occupied units in ZIP code 38661 are owner-occupied, well above the national average.

How educated is the population of ZIP code 38661?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 38661 in?

ZIP code 38661 observes the CST timezone.